Online Privacy Statement
Revol One Insurance Company and its affiliates (hereinafter referred to as “Revol One”, “We” “Us” or “Our”) respects your privacy and is committed to protecting your personal information. This Online Privacy Statement (herein “Statement”) describes how we manage personal information we may collect online from you or that you may provide when you visit our website (www.revolonefinancial.com) (the “Website”) , including any Revol One online portal (“Portals”) accessible through the Website. We are providing this Statement so that you may understand the types of personal information that we collect, how we may use the information and with whom we may share the information. This statement applies to information we collect when you visit our Website and our Portals, when you access services or content on our Website and our Portals, or when you send email, text, and other electronic messages through our Website and our Portals or in offline communications. Revol One customers should also refer to our Revol One Privacy Notice and our Terms of Use. PLEASE READ THIS STATEMENT CAREFULLY. BY ACCESSING THE REVOL ONE WEBSITE AND/OR PROVIDING INFORMATION, YOU ARE CONSENTING TO THE TERMS OF THIS STATEMENT.
Our Website is directed to our customers and also to other users who are 18 years of age or older and reside in the United States or any of its territories or possessions. By using this Website, you represent and warrant that you meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.
Our Portals are not for users under the age of 18 and only for our customers. If you are a customer of Revol One, and you access your account information through our customer service websites, we will handle that information in accordance with this policy. Because of the nature of our services, we do not offer our products and services to those outside of the United States of America, although we recognize that once our customers purchase a Revol One product, they may later reside outside of the USA.
Information We May Collect and How We Use It
We collect several types of information from and about users of our Website and Portals, including information:
- By which you may be personally identified, such as name, postal address, email address, telephone number, social security number, income, assets and employment information, medical information, and insurance claims history (“Personal Information”)
- That is about you but does not specifically identify you; and
- About your internet connection, the equipment you use to access our Website, and usage details.
We collect this information directly from you when you provide it to us, automatically as you navigate through the site, and from our business partners. Visiting the Website does not require that you provide any Personal Information.
The Website uses automatic data collection technologies, such as cookies and web beacons, to detect certain information about your equipment, browsing actions, and patterns. Cookie data is used to identify you and your preferences, and track your use of our Website. The information we collect automatically does not include personal information, but we may maintain it or associate it with Personal Information we collect in other ways. It helps us to improve our Website and our Portals and to deliver a more personalized service, including by enabling us to estimate our audience size and usage patterns, store information about your preferences, or recognize you when you return to the Website or to our Portals.
Our existing customers and financial professionals may register and create an account to access and use our online Portals. During the account registration process, we will collect information that may include information such as name, company/business organization, address, email address, telephone number, usernames, passwords and Social Security Number. We will collect and use this personal information in order to verify your identity and your relationship with Revol One, and to establish, maintain, and administer your online account with us. We will retain, use, and share this personal information in accordance with this Statement.
We use information that we collect about you or that you provide to us, including any Personal Information, to provide you with the best customer service, to facilitate our marketing, to help with product selection, to develop and improve our product offerings, to present our Website and our Portals to you, to provide you with information that you request from us, to provide you with products and services, to carry out our obligations to you as a customer, to enforce our rights, for legal or compliance reasons, or to fulfill any other purpose for which you provide it, in any other way we may describe when you provide the information, or for any other purpose with your consent.
Parties with Whom We Share Information
We may share information within our Revol One corporate family to our affiliates, and also to third party vendors that support our business, to serve and grow our relationship with you. We may also provide information to a buyer or other successor in the event of a merger, reorganization, dissolution or similar event. We may also disclose information if required by law, in response to a request from law enforcement, regulatory agencies or other government officials, or if necessary to enforce our rights, prevent harm or financial loss or in connection with an investigation of illegal activity. We also may disclose your information to fulfill the purpose for which you provide it (such as to respond to an email that you send to us), for any other purpose disclosed by us when you provide the information, or with your consent. Revol One does not sell your personal information to third parties.
Choices About How We Use and Disclose Your Information
We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:
- Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cook-ies, please note that some parts of this site may then be inaccessible or not function properly.
- Promotional Offers from Revol One. If you do not wish to have your contact information used by us to promote our products or services, you can opt-out of those messages by clicking on the Opt Out link provided in the digital marketing communications you receive, by logging into the Portal (if you have an account) and adjusting your user preferences, or by sending us an email stating your request to notices@revolonefinancial.com. If we have sent you a promotional email, you may send us a return email asking to be omitted from future email distributions. This opt out does not apply to information provided as a result of a transaction with us or any other required communication regarding your annuity.
Children’s Privacy
Our Website and our Portals are not intend for children under 18 years of age. We do not knowingly collect personal information from children under 18. If you believe that your child under the age of 18 has provided their information to Revol One without your permission, please contact us (see the Contact Us section below) so that we can identify and delete that information. Residents of certain states under 13, 16, or 18 years of age may have additional rights regarding the collection and sale of their personal information.
Security of Your Information
We use reasonable security measures to protect your personal information. The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website or our Portals, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.
The transmission of information via the internet is not completely secure and we cannot fully guarantee the security of your information. Transmission of your personal information is at your own risk.
Persons with Disabilities
Revol One wants to ensure that every person has access to information related to our company, including this Statement. Please contact us if you would like this Statement provided in an alternative format, and we will try to meet your needs.
Residents of California
Pursuant to the California Consumer Privacy Act of 2018, as amended (“CCPA”), California residents have additional data privacy rights, including the following:
- Right to know: You can request that we disclose to you: (1) the categories and/or specific pieces of personal information we have collected about you, (2) the categories of sources for that personal information, (3) the purposes for which we use that information, (4) the categories of third parties with whom we disclose the information, and (5) the categories of information that we disclose to third parties. You can make a request to know up to twice a year, free of charge.
- Right to delete: You can request that we delete personal information collected from you and tell our service providers to do the same, subject to certain exceptions (such as if we are le-gally required to keep the information).
- Right to correct: You may ask us to correct inaccurate information that they have about you.
- Nondiscrimination: The right not to be subject to discrimination for asserting your rights under the CCPA.
To submit a CCPA privacy request, please send an email to notices@revolonefinancial.com with the subject line “Privacy Request”, or you may write to us at Revol One Insurance Company, ATTN: Privacy Request, 11259 Aurora Ave., Urbandale, IA 50322. If you make a privacy request under the CCPA, Revol One will ascertain your identity as required or permitted under the law before addressing your request. California residents have the right to opt out of the sharing of their personal information.
Other State Privacy Rights
Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Montana, Oregon, Tennessee, Texas, Utah, and Virginia provide (now or in the future) their state residents with rights to:
- Confirm whether we process their personal information.
- Access and delete certain personal information.
- Correct inaccuracies in their personal information, taking into account the information’s na-ture processing purpose (excluding Iowa and Utah).
- Data portability.
- Opt-out of personal data processing for:
- targeted advertising (excluding Iowa);
- sales; or
- profiling in furtherance of decisions that produce legal or similarly significant effects (excluding Iowa and Utah).
- Either limit (opt-out of) or require consent to process sensitive personal data.
The exact scope of these rights may vary by state. To exercise any of these rights please send an email to notices@revolonefinancial.com with the subject line “Privacy Request”, or you may write to us at Revol One Insurance Company, ATTN: Privacy Request, 11259 Aurora Ave., Urbandale, IA 50322. If you make a privacy request under the CCPA, Revol One will ascertain your identity as required or permitted under the law before addressing your request.
Our Customers Outside of the US
If you reside outside of the US, you may have rights to change or modify data, or to delete data, de-pending on the country where you reside. The exact scope of these rights may vary by country. To exercise any of these rights please send an email to privacy@revolonefinancial.com with the subject line “Privacy Request”, or you may write to us at Revol One Insurance Company, ATTN: Privacy Request, 11259 Aurora Ave., Urbandale, IA 50322.
Contact Us
If you have any questions related to this Statement or would like to exercise any of the rights set forth herein, please send an email to notices@revolonefinancial.com with the subject line “Privacy Request”, or you may write to us at Revol One Insurance Company, ATTN: Privacy Request, 11259 Aurora Ave., Urbandale, IA 50322
Changes to This Statement
This Statement was last updated on February 14, 2024. We may update this Statement from time to time, and an updated Statement will be posted on our website. You are responsible for periodically visiting our Website and this Statement to check for any changes.